Hey all just wondering what people are insuring their pride and joy for...my insurance will only insure my 380 for market of $5.5K with kms on it and they will not do me agreed value what so ever.....And i bought the car for 13K 2 years ago and had it for 11K.....but after changing insurer they all dont wana insure my 380 for more then 5.5K...WTF


Year: 2005
Badge: VRX
Kms: 190,000
Transmission: Manual
Value (market/agreed): $5,500 (market)
Insurer: Allianz


Post post in template like this

Year:
Badge:
Kms:
Transmission:
Value:
Insurer

2006
380 VRX
KMs - 165000
Tranny - 5 speed man
Value Agreed - $13250
AAMI

Have you tried shannons insurance?

Just a reminder guys, this is posted in the 380 section, so posting up insurance details for your Magna/Verada isn't of much assistance to the OP :)

Year: 2005 (06 reg)
Badge: VRX
Kms: 105,000
Transmission: 5 Speed Manual
Agreed Value: $10,000
Insurer: Shannons (would recommend)

EDIT:
Premium of approximately $97/month. 21 Y/O main driver.

Hey all just wondering what people are insuring their pride and joy for...my insurance will only insure my 380 for market of $5.5K with kms on it and they will not do me agreed value what so ever.....And i bought the car for 13K 2 years ago and had it for 11K.....but after changing insurer they all dont wana insure my 380 for more then 5.5K...WTF


Year: 2005
Badge: VRX
Kms: 190,000
Transmission: Manual
Value (market/agreed): $5,500 (market)
Insurer: Allianz


Post post in template like this

Year:
Badge:
Kms:
Transmission:
Value:
Insurer


Seems pretty fair, 9 year old locally produced car with high kilometres.....

Seems pretty fair, 9 year old locally produced car with high kilometres.....

Asking for trouble saying that. lol

Most car owners add up the purchase price and running costs over the years and get rather upset when they find out an insurance company doesn't price their car highly.

There is always Shannons, or SGIC, and agreed value. But as no one has mentioned the premium or excess on their comp ins policies, it is hard to tell which are value for money.

EDIT: Insuring a 380 for $5.5K is probably a waste of money, wouldn't take much of an accident to cause enough damage for the insurance to write it off and pay out the $5.5K minus excess, you'd have to put in about $5K out of your own pocket to buy another. Of course comp ins buys you protection if you hit something expensive, but third party insurance will do that too, and it is cheaper.

I agree with Oggy, give Shannons a try.
A couple of years ago I looked into changing the insurer on my 2005 380 manual (with lots and lots of mods and improvements and about 120,000k on it at the time), and all except Shannons were not prepared to give me any more than $6,000 agreed value.
IIRC Shannons covered me for $8,500, their premiums were as good or better than the rest, the excess was quite low (no prangs or claims in 30 years) and they didn't quibble like the others about the number of greed camera tickets I had accumulated over the years.

Year: 07 Series 2
Badge: SX
Kms:117k
Transmission: Auto
Value: 11K
Insurer : Allianz Agreed

Year:05
Badge: Db with TCL
Kms:110
Transmission: Tipt..
Value:10500 Agreed
Insurer: RACQ

This includes extra's - LPG, Alloys and Audio. I almost asked took Market Value, but agreed was about about $20.00 P/A more...

Year: '05
Badge: DB
Kms: 150K
Transmission: Manual
Value: 7500
Insurer: AAMI

Year: 2007
Badge: GT
Kms: 78k
Transmission: auto
Value: $10500
Insurer: Coles
Premium: $450

They seem to be on par with coomodores of that year
Our local holden car yard has heaps of 05 and 06 VZ models $7-8k
Paid $22k for my 05 GT in 2009 still only has 88k
My mate got offered $4k trade in on 05 VZ against 1 yr old SS
Thats cars I guess

You're better off keeping cars going (to a point) then turning them over every few years. I know people who do novated leases. New car every 3 years. Say they don't notice the cost. Obviously they haven't done the maths. Most of these leases are costing them $700-800 a fortnight after taking into account pre-tax savings. My 380 costs me $55 a week to run with EVERYTHING. I only do 6000km a year though.

Point is the values of used cars are low but so are the running costs - vastly lower.

Year: 2007 Series III
Badge: GT & LPG
Kms: 95K
Transmission: Auto
Value: $15K Agreed
Insurer GIO
Premium $963 Syd Metro
Excess $600

2005
380 VRX
KMs - 94,000
Tranny - 5 speed auto
Leather interior
Value Agreed - $10400
AAMI lol

2007
380 VRX Fusion Burst
127,000
Auto
Agreed 16,000
Premium of 1200 a year
RACV
One claim but that lovely insurance payout helped buy this car. 04 V6 Camry was bought for 10, insured for 12 and they offered me 4k trade in a year before the ex wrote it off. So...high premiums but I got 2k and my money back for a car I'd had for 3 years and wasn't overly fond of anyways. I love insurance...

Just got my renewal today with RAA
Market value $9000 05 GT 85000k
Wont be selling it any time soon

Year:
Badge: GT
Kms: 185k
Transmission: Auto
Value: 13.5
Insurer AAMI

Year: 2006
Badge: 380 Series 3 GT
Kms: 168,000 when insured
Transmission: 5 speed auto
Agreed Value: $11,900
Insurer: Allianz (Allianz SureCover Plus Motor Comprehensive Agreed
Value policy)

Monthly fee: $71.02

Piss that market value sh*t right off.
I find with 380s we get shafted for going market value (I think redbook is to blame).
You pretty much have to go agreed to be insured for any worth while amount.

2007
GLT
169000
auto
13000 agreed value
NRMA
no bad i reckon but I'll be hard pressed to replace my GTL

I always ask for the maximum agreed value because the value drops every year depreciation and all that forgot to add costs me $96 a month 600 excess over 25 drivers only includes 2 free windscreens and 2 weeks hire car

2008 TMR380 agreed value $46k, premium $406 per annum, 12,400km on the clock, excess $1000.
No one under 30 allowed to drive.

Australian pensioners insurance...:)

2008 TMR380 agreed value $46k, premium $406 per annum, 12,400km on the clock, excess $1000.
No one under 30 allowed to drive.

Australian pensioners insurance...:)

API Zilo sure you don't mean no drivers under 60 LOL
thats a great price sure beats my 1200 a year pity I dont meet their criteria

Year: 2008
Badge: GT
Kms: 90xxx
Transmission: Auto
Value: 10,000
Insurer:MGA Insurance

Comprehensive @ Market Value
1690.95 for the Year

Being a P Plater sucks :(

Year: 2008
Badge: GT
Kms: 90xxx
Transmission: Auto
Value: 10,000
Insurer:MGA Insurance

Comprehensive @ Market Value
1690.95 for the Year

Being a P Plater sucks :(

Agreed value is the only way to go in my opinion just ask for the maximum agreed they offer thats what i did with nrma

Yeah, agreed's the go - I can pick up an identical spec Series 3 GT to my own for around $8K - 9K, my agreed's $2K more than that.