Just wondering how soon after modifying your car do you need to let your insurance company know?

Also do you need all work carried out by a certified mechanic or do they not care if you do it your self/get a mate to do it?

I have 3rd party GIO. Honestly I dunno how 3rd party would mean I would have to claim stuff, its not like they would ever need to fork out cash for my car to be repaired.

Im wondering as It looks like ill soon be getting a mate to fit a Redback Exhuast that I can get cheap.

And plz dont say "Use the search button :P "

I'm not too sure how it works with 3rd party only insurance (are you insane btw??!!). I guess the only worry would be if they deemed the modifications to make the car unroadworthy - unroadworthyness will make getting any money out of an insurance agency very difficult.

In my opinion - it really is a case of better safe than sorry. If you like to tempt fate - by all means drive around as long as you want without telling your insurance company, but I really don't think it's worth it. I actually rang my insurance company today to tell them I had some mods that havent even been fitted yet lol .

The short answer to your 'how long?' question is IMMEDIATELY! As in, before it's even done. Otherwise you can consider yourself driving without insurance, which is crazy. You could get your new wheels or whatever, and have an accident driving the 5 minutes to home. Insurance company goes "ooh, you didn't tell us about those 19s, policy cancelled, thanks for coming." and you spend the next x years paying off a wrecked car (or worse, paying off someone else's BMW that you ran into.)

hey, I work for GIO, if you are gonig to mod your car, ring your insurer and ask them will they cover the car if you add mags, bodykit, lower etc as you may find most wont cover you at claim time if you have not told them, its called a Duty of Disclosure,,,

I always clear my mods with my insurance company ahead of time.. that way I know not only if they're going to cover them, but how much it will affect my premium. Amazingly my twin throttles, heads, cams and ECU only added $40pa to my insurance cost.

If you have 3rd party only do not worry about telling them your Mods as your ride is not covered anyway, how the heck do you think P Platers get around in Cars with Underbody neons and 18 inch Chromies ?? 3rd Party only..
If you have comprehensive then yes you must as if you are involved in an accident and have not declared your front spoiler then it will be replaced with a regular one or they will just terminate your policy and you will be without cover..

If you have 3rd party only do not worry about telling them your Mods as your ride is not covered anyway, how the heck do you think P Platers get around in Cars with Underbody neons and 18 inch Chromies ?? 3rd Party only.
That's crap. When you sign up for insurance you agree explicitly to notify them of anything that alter their risk for insuring you. Mods, especially performance oriented ones, alter their risk, either increasing or decreasing it.

hey, I work for GIO, if you are gonig to mod your car, ring your insurer and ask them will they cover the car if you add mags, bodykit, lower etc as you may find most wont cover you at claim time if you have not told them, its called a Duty of Disclosure,,,
yeah jay is right but what some companies will insure MODS WISE others wont so if you change your mind and go comp do ur research and then there is SHANNONS.....THANK GOD FOR SHANNONS :D

I think even with 3rd party I have to let them know, on my insurance slip it lists what mods are done, even though its 3rd party. I guess I just play it safe and give em a call